What records do you need to start tracing?

We begin with the question, the relevant people or entities, and records already held, such as bank statements, ledgers and ownership documents. We then identify further evidence needed.

Can you investigate assets held in another person's name?

We can examine documented ownership, transactions and control where relevant records are lawfully available. A family or company connection alone does not prove beneficial ownership.

Will the investigation find every hidden asset?

No. Findings depend on access to reliable records. We report what the evidence establishes and identify unresolved gaps rather than claiming certainty without support.

Can you trace funds across several companies?

We can examine bank and accounting records across connected entities where those records are available within the instruction. We distinguish documented findings from unresolved gaps.

Is this work limited to court cases?

No. The scope can support a dispute, a professional adviser’s review or an internal investigation. Expert evidence requirements apply where the work is used in proceedings.

How do the free consultation and fixed fees work?

The first one-hour consultation is free. We use it to understand the matter and available records. If the work is suitable, we agree a fixed fee before paid analysis begins. Fees start from £1,250; the quoted amount depends on the agreed scope.

Financial investigations

Financial investigations
from complex records.

We investigate financial records and follow transactions across accounts or entities to establish a clearer account of what happened.

Asset TracingTransaction TrailsOwnership StructuresFinancial Reconstruction

Credentials

Why solicitors instruct Key Ledgers.

Independent forensic accounting and financial analysis. Where instructed to give expert evidence in civil proceedings, our primary duty is to the court.

150+Expert Witness Instructions

20+Years in Practice

FCCAFellow of ACCA

CPR 35Expert Evidence

How We Work

How does Key Ledgers approach financial investigations?

Set the investigation scope

We identify the people, entities, period and transactions relevant to the question.

Follow the records

We trace entries through bank accounts, ledgers and supporting documents available to the instruction.

Report what is established

We distinguish evidenced findings from unresolved gaps and explain the transaction trail.

Why Key Ledgers

What makes the
critical difference.

An investigation may be needed where funds, business interests or transactions are disputed, or records do not clearly show how money moved between people and entities.

Follow the Transactions

We build a dated trail from bank and accounting records across the entities within the instruction.

Examine Structures

We consider documented ownership and control rather than assuming a name on a company record tells the whole story.

State the Limits

Our findings distinguish evidenced movements of funds from gaps that require further records.

FCCA and Registered Auditor

Bharat Varsani is a Fellow of ACCA and a registered auditor. His forensic profile sets out his professional background.

Read Bharat's forensic profile

Expert Witness Experience

He has received more than 150 expert witness instructions involving business interruption and loss quantification, and has given evidence in High Court proceedings.

Agreed Scope and Fee

We use the free first hour to understand the issue, then quote a fixed fee before paid work begins.

Who We Work With

Who instructs us for financial investigations?

Litigation Solicitors

Disputed funds or structures require independent examination.

Family Solicitors

Complex ownership or transfers through family-held entities affect financial remedy matters.

Businesses

An internal concern involves transactions or company records.

Professional Advisers

A clear reconstruction is needed from multiple accounts or entities.

What You Receive

Clear findings for the agreed instruction.

The work may include a transaction trail, a chronology, reconciled schedules and a written explanation of findings and remaining evidence gaps.

Transaction chronology
A dated sequence of relevant financial events.
Tracing schedules
A record of money flows linked to available evidence.
Investigation findings
A written explanation of what can and cannot be established.

Illustrative scenario

Example, not a client case

A typical financial question

Funds move through several connected companies before reaching their final use. A structured review can trace the documented path and identify where further evidence is needed.

Scope and findings depend on the available evidence

Where did the funds go, and what proves it?

Common Questions

Frequently asked questions about financial investigations.

We begin with the question, the relevant people or entities, and records already held, such as bank statements, ledgers and ownership documents. We then identify further evidence needed.
We can examine documented ownership, transactions and control where relevant records are lawfully available. A family or company connection alone does not prove beneficial ownership.
No. Findings depend on access to reliable records. We report what the evidence establishes and identify unresolved gaps rather than claiming certainty without support.
We can examine bank and accounting records across connected entities where those records are available within the instruction. We distinguish documented findings from unresolved gaps.
No. The scope can support a dispute, a professional adviser’s review or an internal investigation. Expert evidence requirements apply where the work is used in proceedings.
The first one-hour consultation is free. We use it to understand the matter and available records. If the work is suitable, we agree a fixed fee before paid analysis begins. Fees start from £1,250; the quoted amount depends on the agreed scope.