Insights &
Analysis
Forensic accounting commentary, case law updates and expert witness practice notes from Key Ledgers.
How Business Interruption Insurance Claims Are Calculated
A forensic accounting guide to how business interruption insurance claims are calculated, covering gross profit definitions, indemnity periods, trend adjustments and increased costs of working.
Business Interruption Claims for Hospitality and Restaurant Businesses
Hospitality business interruption claims require sector-specific forensic analysis of covers, average spend, and seasonal trading patterns. Learn how restaurant and hotel BI claims are quantified.
How Long Do Business Interruption Claims Take to Settle?
Business interruption claims settle in 12-18 months when uncontested, or 3-5 years when disputed. The timeline depends on claim complexity, insurer conduct, and whether forensic accounting evidence is used.
What Is a Counterfactual Model in a Business Interruption Claim?
A counterfactual model in a business interruption claim projects what the business would have earned without the insured event. Learn how forensic accountants build and challenge these models.
Business Interruption Insurance Claims: A Forensic Accountant's Complete Guide
Business interruption insurance claims require forensic accounting to establish the true loss. Insurers typically understate losses by 20-40%. Learn how claims are quantified and settled.